Banks and NBFCs · early access

Employment and income verification for lenders.

The customer approves a share in ADi Wallet. You receive employment and income records fetched from the source, identity confirmation, an employer confirmation when your policy needs one, and a log of every share.

Records from the source, with the customer’s consent
Identity confirmed (Aadhaar, last 4)PAN and TDS recordsEPFO recordsEmployer confirmations

Today

  • Photocopied KYC has no trail; a Delhi gang took Rs 1.6 crore in loans using 50 people’s KYC.ThePrint, Jul 2026
  • Banks reported Rs 40,774 crore of loan frauds in FY26.RBI Annual Report 2025-26
  • Lenders pay for visits to a borrower’s office to check payslips, Form 16 and tax returns.SBI tender, Aug 2026
  • Payslips and Form 16 copies can be edited before they reach you.

With TheRollNumber

  • Employment and salary TDS records are fetched from the source with the customer’s consent, not sent as editable copies.
  • Identity is shown as confirmed (Aadhaar, last 4 digits) with the customer’s approval, never as a copy of the card.
  • Where policy needs it, the employer confirms on a secure link; the response is time-stamped and logged.
  • Every share is time-limited and logged: who received which records, and until when.

How it works.

Replace uploads and office visits with one consented share.

The products behind this.

What changes for your credit team

Income you can trust

EPFO and TDS records fetched from the source, instead of payslips and Form 16 copies.

Proof that supports your KYC

Consented identity, employment and income proof, to support your KYC, instead of photocopies passed around.

An audit trail by default

Every consent and share logged for your compliance team.

Fewer office visits

Employer confirmation on a secure link where your policy asks for it.

Lenders already pay to check a borrower’s job. Ask the source instead.

Talk to us about early access ›
Records fetched from the source1M+
Certificates verified100K+
People on ADi Wallet400K+

Company data, as of October 2026

As a bank or NBFC, your path to early access

Pricing depends on your volume and the checks you need. Tell us what you need and we’ll send a quote. Ask for a quote ›

  1. 1Talk to usTell us the products and checks you want to cover first.
  2. 2Agree the pilotPick a product line, the records needed and success measures.
  3. 3IntegrateConnect by API, or use our dashboard for the pilot.
  4. 4Go liveReplace document uploads for that product with consented shares.

KYC and lending use cases are in early access with selected partners; features and availability may change. Sources: ThePrint, Jul 2026; RBI Annual Report 2025-26; SBI tender, Aug 2026. People, institutions and companies shown are examples. Names and numbers in sample screens are illustrative.